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Congratulations to ND Housing Award Winner Kym Enlow

Agency recognizes partners who promote affordable homeownership

BISMARCK, ND –North Dakota Housing Finance Agency (NDHFA) recently recognized nine of its partners with Champion of Affordable Housing Awards for their outstanding promotion and delivery of its homeownership programs.

“Homeownership is traditionally one of the most coveted goals of individuals and families,” said NDHFA Executive Director Dave Flohr. “Through our Champion Awards, North Dakota Housing Finance Agency honors the housing professionals who partner with the agency, promote our programs, and help to make homeownership affordable.”

NDHFA’s FirstHome™ program provides low- to moderate-income buyers with low-cost mortgages, and down payment and closing cost assistance. Single parents, veterans, and families with disabled or elderly households members can qualify for similar help through HomeAccess. The agency’s North Dakota Roots program assists households who require down payment assistance to buy again or whose income exceeds the limits of the agency’s standard programs. The program can also be used to refinance residential real estate loans.

Two loan officers, Debby Wisdom of Dakota Community Bank & Trust in Mandan and Lisa Thuner of Town & Country Credit Union in Minot each received a Homeownership Performance Award, recognition for the volume and quality of loans produced. NDHFA also presented three real estate agents with the same award, Aruna G. Hagen of Advantage Realtors in West Fargo, Kym Enlow of Coldwell Banker in Grand Forks, and Karen Johnston of George & Associates Realty in Watford City.

Bremer Bank, Bravera Bank and The Union Bank all received NDHFA’s Award of Excellence for best practices and outstanding delivery of the agency’s homeownership programs. Unify Home Lending Inc. was honored with a Rising Star award, recognition of a financial institution new to our program for a significant increase in loan volume over the previous year.

“Historically low interest rates and a limited inventory made the housing market very competitive this past year,” said Flohr. “North Dakota Housing Finance Agency helped 1,548 individuals and families to successfully purchase a home in 2021, all of the buyers learning about our homeownership programs from one of our outstanding housing partners.”

Parties interested in NDHFA’s homeownership programs will find information online at

NDHFA is a self-supporting and mission-driven state agency dedicated to making housing affordable for all North Dakotans. The North Dakota Industrial Commission, consisting of Governor Doug Burgum as chairman, Agriculture Commissioner Doug Goehring and Attorney General Drew H. Wrigley, oversees the agency.


Source: ND Housing (